[
    {
        "role": "user",
        "content": "What%20do%20we%20need%20to%20establish%20a%20teen%20bank%20account%20at%20Chase%3F"
    },
    {
        "role": "assistant",
        "content": "If you're thinking about opening a teenager account at Chase, here\u2019s a breakdown of what you\u2019ll need and what the options are\u2014especially for teens (usually ages 13-17). Requirements can vary a bit depending on where you live and the specific branch, but these are the standard things you should be ready with:\n\n---\n\n## Chase Teen Account Options\n\nHere are the teen-/student-focused accounts Chase offers, along with general eligibility:\n\n| Account Type | Age | Co-owner / Parent/Guardian Needed? | Where It Must Be Opened |\n|---|---|---|---|\n| **Chase High School Checking\u2120** | 13-17 at account opening | Yes, parent/guardian must be a co-owner and have an eligible Chase checking account. | Must open in a branch. ([personal.chase.com](https://personal.chase.com/personal/family-banking?utm_source=openai)) |\n| **Chase Secure Banking\u2120** | 17-24 for age-based benefits; 17-year-olds must open in-person. | Depending on age/situation, may require ID or parent involvement. ([account.chase.com](https://account.chase.com/consumer/banking/student-checking-account-offer?utm_source=openai)) |\n| **Chase First Banking\u2120** | Mostly for kids (6-17), especially younger teens and preteens, with heavy parent control. | Parent/guardian is primary; child is not primary owner. Link to parent\u2019s qualifying Chase checking account. ([personal.chase.com](https://personal.chase.com/personal/family-banking?utm_source=openai)) |\n\n---\n\n## What You\u2019ll Need to Open a Teen Account at Chase\n\nHere are the requirements and documentation you\u2019ll typically need. Always double\u2010check with your local Chase branch in case they have local variations.\n\n1. **Parent or Guardian Involvement**  \n   \u2022 For most teen accounts (especially under 18), a parent or guardian must be a co-owner or the joint owner of the account. ([personal.chase.com](https://personal.chase.com/personal/family-banking?utm_source=openai))  \n   \u2022 The parent/guardian usually needs to have a qualifying Chase checking account. ([personal.chase.com](https://personal.chase.com/personal/family-banking?utm_source=openai))\n\n2. **Age**  \n   \u2022 The teen must be at least 13 to qualify for things like High School Checking. Younger than that often use First Banking. ([personal.chase.com](https://personal.chase.com/personal/first-banking/comparison?utm_source=openai))  \n   \u2022 If a teen is 17, there are sometimes special rules (e.g. must open in branch) for certain accounts. ([account.chase.com](https://account.chase.com/consumer/banking/student-checking-account-offer?utm_source=openai))\n\n3. **Identification (ID)**  \n   The teen needs to bring at least two forms of ID: one primary, one secondary. Both have to be valid, original (not copies) and in most cases not expired. ([beta.chase.com](https://beta.chase.com/content/dam/chase-ux/documents/personal/checking/acceptable-forms-of-identification.pdf?utm_source=openai))\n\n   Acceptable IDs include:\n\n   **Primary IDs** (at least one of these):  \n   \u2022 Birth Certificate (if a minor and no US government photo ID)  \n   \u2022 U.S. Driver\u2019s License or State ID with photo  \n   \u2022 Passport  \n   \u2022 Tribal or Bureau of Indian Affairs ID with photo  \n   \u2022 Social Security card (though this may be primary or secondary depending on the situation) ([beta.chase.com](https://beta.chase.com/content/dam/chase-ux/documents/personal/checking/acceptable-forms-of-identification.pdf?utm_source=openai))\n\n   **Secondary IDs** can be:  \n   \u2022 Recent utility bill, bank statement or similar showing current address  \n   \u2022 School ID with photo  \n   \u2022 Non-expired ATM or debit card from Chase or another bank ([beta.chase.com](https://beta.chase.com/content/dam/chase-ux/documents/personal/checking/acceptable-forms-of-identification.pdf?utm_source=openai))\n\n4. **Proof of Address**  \n   Something showing where you live\u2014could be a utility bill, bank statement, or other official mail. Needs to match the teen (or parent\u2019s, depending on co-ownership) name and current address. ([chase.com](https://www.chase.com/personal/banking/education/basics/can-a-teenager-open-a-bank-account.html?utm_source=openai))\n\n5. **Social Security Number (or Tax ID)**  \n   The teen needs an SSN (or ITIN) to open the account. The parent/guardian will also need theirs. ([chase.com](https://www.chase.com/personal/banking/education/basics/opening-a-savings-account-for-a-minor?utm_source=openai))\n\n6. **Initial Deposit**  \n   Some accounts require a minimum deposit to open, although many of the teen/student-oriented ones do *not*. Always check the specific account offer. ([account.chase.com](https://account.chase.com/consumer/banking/student-checking-account-offer?utm_source=openai))\n\n7. **Branch Visit**  \n   \u2022 For many teen accounts (especially for those under 18 or for non-U.S./international students), you\u2019ll need to open the account in a physical Chase branch. ([personal.chase.com](https://personal.chase.com/personal/family-banking?utm_source=openai))  \n   \u2022 For older teens (17 or so), some accounts might allow online opening\u2014again depending on account and documentation. ([account.chase.com](https://account.chase.com/consumer/banking/student-checking-account-offer?utm_source=openai))\n\n---\n\n## Tips to Prepare\n\n- Call ahead or check Chase\u2019s website for the branch\u2019s business hours and whether you need an appointment.  \n- Bring all original documents\u2014you might need both teen\u2019s and parent\u2019s IDs and supporting documents.  \n- Know the parent/guardian\u2019s qualifying Chase checking account type, in case they need to show or link it.  \n- Ask about monthly fees, how to avoid them, and whether features like overdraft protection or ATM usage penalties apply.  \n\n---\n\nIf you tell me which state you\u2019re in (or your ZIP code), I can check if there's anything specific in your area\u2014extra IDs, local rules, etc."
    }
]